Smart Wealth Annuity Guaranteed Pension Plan

Smart Wealth Annuity Guaranteed Pension Plan is a non-linked, non-participating annuity plan designed to provide guaranteed lifelong pension income after retirement with flexible annuity options for individuals and couples

Key Highlights

High Cover

Get cover up to 1 Crore or More

Tax Usage

Save tax under 80C

Eligibility Criteria

Parameter	Details
Age	25-65 Years
Min Income	No Minimum Income is Required

What's Covered

Guaranteed lifelong pension income
Immediate or deferred annuity options
Joint life pension option
Return of purchase price option for nominee
Flexible payout modes (monthly / quarterly / yearly)

What's Not Covered

Suicide within first 12 months
Claim rejection due to non-disclosure / incorrect information
No benefit if policy lapses before annuity starts
Pension income not tax-free (taxable as per slab)
Any exclusions mentioned in policy document.

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